Harbor Dental Plan
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Frequently Asked Questions

  1. Do you have any plans shorter than a year?
    No, all members must have at least one year membership.

  2. Can I pay half now and half later?
    No. If you choose to pay by credit card you can pay monthly, but if you pay by check or money order you must pay for a full year in advance.

  3. Can I enroll other people at a later date?
    Yes, you can add other people to your plan within the first 30 days of your Membership. After that, additional Members will have to have a separate Membership.

  4. Do I just send in $9 to get started?
    No, you can only join by establishing monthly credit card payments including the $9 annual processing fee or by sending a check or money order for your annual Membership in full.

  5. Can I enroll my parents on my policy?
    No, but they can establish their own plan.

  6. Do I have to go to participating doctors?
    Yes, the plan only works if you visit the participating doctors on the list you receive when you join. However, we have a lot of doctors in the plan, and you should not have trouble finding one that's perfect for you. Also, since the list is subject to change, we suggest you confirm that the doctor is still participating prior to receiving treatment.

  7. How much will it save me?
    10-80% virtually every time you see the dentist.

  8. Do I have to pay anything at the doctor's office?
    Yes, you must pay the fee at the conclusion of your treatment. The dentist can provide you with the fees prior to treatment.

  9. Are you an insurance company?
    No, we are a discount, fee-for-service Membership Plan.

  10. How soon can I use the plan?
    Normally within 24-48 hrs after we receive your enrollment.

  11. Is this plan for dental only?
    No, in addition to dental fee discounts you can choose to add a program that offers discounts for vision, pharmacy and chiropractic care. The total cost to add these benefits is $3.95 per month or $47.40 per year per membership.

  12. What if I don't like the doctor?
    You can change doctors whenever you want.

 

Harbor Dental Plan   PO Box 1550 Bellaire, TX 77402-1551   Toll Free: 1-800-284-0822   Email: CustomerSupport@HarborDentalPlan.com
The Harbor Dental Plan is NOT health insurance. This discount card program contains a 30 day cancellation period. The plan provides discounts at certain health care providers for dental services. The plan does not make payments directly to the providers of dental services. The plan member is obligated to pay for all services rendered but will receive a discount from those providers who have contracted with Harbor Dental Plan, L.P. Discount Medical Plan Organization: Newbn Inc, 14240 Proton Rd, Dallas, TX 75244.
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